Credit Union HSA Update: 12/31/2016

Devenir tracks health savings accounts in the credit union industry closely through NCUA filings and variety of other sources. Below are some key points from our Q4-2016 analysis.

Key Credit Union Numbers

  • $1.38 billion – Total HSA deposits held at credit unions totaled $1.38 billion as of 12/31/16, up 17.6% year-over-year.
  • $2,301 – Devenir estimates the average HSA balance at a credit union is $2,301 as of 12/31/16, up 2.0% year-over-year.
  • 832 – There are 832 credit unions holding HSA deposits as of 12/31/16 (14% of credit unions), up from 817 credit unions at the end of 2015. There are 26 credit unions that each held at least $10 million in HSA deposits as of 12/31/16.
  • 51% – The 25 largest HSA deposit holders among credit unions hold 51% of all HSA deposits at credit unions.


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