Devenir News & Insights

Our 2024 Midyear HSA Research Report reveals a continuing trend of market concentration. The top 5 largest HSA providers now hold 73% of the industry's total assets.

Our December 2024 HSA newsletter highlighting articles, posts and press releases to help keep you in the loop of the latest in the HSA market.

Our November 2024 HSA newsletter highlighting articles, posts and press releases to help keep you in the loop of the latest in the HSA market.

Devenir Research was mentioned in a CNBC article about how HSAs offer significant tax advantages and investment opportunities for Americans, yet remain poorly understood and underutilized by many eligible workers.

As we enter the final quarter of 2024, Health Savings Account (HSA) interest rates have modestly increased across all balance tiers. As of September 30th, the average rate for $1,000 balances rose to 0.45%, up from 0.44% in June. Despite a declining federal funds rate to 4.83%, HSA rates continue to climb, showing providers' commitment to offering competitive interest. The rate spread between $1,000 and $50,000 balances remains steady at 18 basis points.