HSA Investment Solutions That Drive Growth
Industry-leading HSA investment platform trusted by top banks and administrators
Compare Solutions100% Independent
Employee-owned and completely independent from any HSA provider or custodian
Seamless Integration
Quick implementation with existing platforms
Same-Day Trading
Next-day settlement for faster access to funds
Choose Your Investment Solution
Compare our flexible options designed for different business needs
| myHSAinvestments | HSA Investments | HSA Investments Premier | |
|---|---|---|---|
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Investments
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| Investment Lineup | Shared list of 29 mutual funds | Custom selection of mutual funds | Custom selection of mutual funds |
| Investment advisor (RIA) | Devenir | Devenir | Devenir; Third-party RIAs possible |
| Transaction fees and investment minimums | None | None | None |
| Quarterly Investment Review | |||
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User Interface & Technology Integration
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| Branding | myHSAinvestments |
Provider branded:
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Provider branded:
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| Investment Account Interface | myHSAinvestments Investment Portal | Devenir Investment Portal | Devenir Investment Portal and/or direct provider integration |
| Standard Investment Account Authentication | Separate login credentials | Single sign-on (SSO) | Single sign-on (SSO) |
| API Support | |||
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Operations
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| Daily Process Integration | Standard myHSAinvestments process to facilitate enrollment, account closure, and money movement | Standard daily processes to facilitate program design and operational requirements | Customized daily processes to facilitate program design and operational requirements |
| Money Movement | Individual ACHs for each investor contribution or transfer back to base with provider email verification of available funds | Daily wire or ACH for combined contributions and combined transfers back to the deposit account | Daily wire or ACH for combined contributions and combined transfers back to the deposit account |
| Initial Conversion of Existing HSA Investment Accounts | Liquidation required | Transfers-in-kind supported | Transfers-in-kind supported |
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Investment Account & Plan Reporting
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| HSA Investment Reporting | End-of-year FMV |
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Self-Directed Brokerage
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| Schwab HSBA Feature | Optional add on with additional fee | ||
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Fees and Revenue Sharing
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| Provider Fee | Based on requirements and scale. Contact Devenir for pricing | Based on requirements and scale. Contact Devenir for pricing | |
| Investor Fee | 50 bps / year | Total determined by the provider. 15-50 bps / year is typical. | Total determined by the provider. 15-50 bps / year is typical. |
| Investor Fee Methodology | Pulled from the HSA investment accounts on a pro-rata basis (4 quarterly installments) | Pulled from the HSA investment accounts on a pro-rata basis (4 quarterly installments) or invoiced to provider/employer | Pulled from the HSA investment accounts on a pro-rata basis (4 quarterly installments) or invoiced to provider/employer |
| Revenue Sharing | Yes. Tiered based on HSA investment assets | Yes. Tiered based on HSA investment assets | |
The features and fees listed may be subject to change. Neither your HSA provider, nor Devenir Group, LLC, provide HSA investment advice to individual account holders. Investments are not guaranteed and may lose value. Once money transfers from an HSA to HSA investments, these dollars are no longer covered by applicable FDIC or NCUA insurance.
Why Partner With Devenir?
Exclusive HSA Focus
Specialized expertise in HSA investment solutions with proven market leadership.
Cost Efficiency
Leverage our scale to eliminate sales loads and reduce operational costs.
White-Label Solutions
Custom-branded platforms that strengthen your market position.
Years of HSA investment expertise
Ready to Enhance Your HSA Offering?
We'd love to set up time to discuss your objectives and find the best fit for your program.
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